Fun Holidays proudly uses:

MyGate is a payments processing service for South Africans and South African websites. They enable easy, secure and instant transfer of money from online buyers to sellers and are committed to keeping you, our customers, and all your sensitive information secure. Online retail has a fraud rate between 1% and 2% of all transactions, however through effective controls, MyGate’s is currently less than 0.2% and still going down.

MyGate deploys a multitude of automated and manual checks including:

• Being PCI-DSS Level 1 Compliant.
• Using Extended Validation SSL with 256-bit encryption. Only two of the four major South African banks use this – the highest – level of encryption currently available.
• Running penetration testing on their system on a weekly basis to look for vulnerabilities. They are only required to do it once every three months, but they run it every week.
• Thier entire site, blog, payments page and help site all are served off secure servers, making it harder to perpetrate by phishing attacks.
• All suspicious transactions are manually reviewed by their stellar support team.
• Using GEO IP tracking to see where transactions are originating from and look for mismatches between this and the card’s issuing country.
• Using BIN/IIN validation to check for card-issuing bank locations.
• Having 3D Secure is in place for all credit card transactions.

3D Secure is an extra layer of security required when using your credit card for online transactions. Customer are asked to enter their 3D Secure password or one time PIN –which they register with their bank – to authenticate that they are the actual cardholder. If you haven't already done so, all customer would need to activate 3D Secure on their card via their bank before being able to make any online purchases.

For more technical information on 3D Secure, please visit the MyGate Helpdesk.